Canadian Dental Care Plan in NW Calgary
Dental care can feel costly if you do not have any insurance. That is where the Canadian Dental Care Plan (CDCP) comes into the picture.
If you are looking for a CDCP provider near you, understanding what the plan covers, who is eligible, and all other information is important.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a government initiative that helps people without private dental insurance get necessary dental care. It covers preventive, restorative, and some surgical treatments, depending on your household income.
The plan provides dental care for adults, children, and eligible patients of all ages.
Who Can Apply
To qualify for the CDCP, you need to meet the following requirements:
You do not have private dental insurance.
You are a Canadian resident for tax purposes.
You have filed your most recent tax return.
Your adjusted family net income is under CAD $90,000.
Meeting these criteria may allow you to apply for the Canadian Dental Care Plan in NW Calgary and receive dental care.
Age Eligibility
The CDCP program was initially launched for seniors in late 2023. Eligibility expanded in phases in 2025 to uninsured adults, with coverage starting as early as June 1, 2025.
Seniors (65+)
Eligible since 2023
Adults (18–64)
Eligible through phased rollout beginning 2025
Children and youth
May be eligible under the CDCP if they meet program criteria
If you are unsure of your eligibility, a CDCP provider near you can help you confirm whether you qualify.
Coverage and Co-Payment
The amount covered depends on your adjusted family net income:
| Family Income | CDCP Pays | You Pay |
|---|---|---|
| Under $70,000 | 100% | 0% |
| $70,000–79,999 | 60% | 40% |
| $80,000–89,999 | 40% | 60% |
If your dentist charges more than the CDCP fee guide, you may need to pay the difference. At Northland Dental Choice, we always provide clear cost estimates before treatment.
What Services Are Covered
CDCP covers most essential dental services, including:
Routine exams, cleanings, and X-rays
Fluoride treatments and sealants
Fillings and extractions
Root canals and gum therapy
Crowns and dentures (preauthorization may be required)
Oral surgery and sedation when medically necessary
Limited orthodontic care for medical reasons
Some treatments require preauthorization through Sun Life before the procedure begins.
What Services Are Not Covered
CDCP does not cover:
Cosmetic procedures like whitening or veneers
Orthodontics for cosmetic purposes only
Dental work started before your CDCP coverage begins
Costs above the CDCP fee schedule (you may need to pay the difference)
Services for individuals who have private dental insurance
How to Apply
Confirm that you meet all eligibility criteria.
Apply online through your My Service Canada Account, by phone, or by mail.
Wait for approval and receive your CDCP member ID.
Book an appointment with a CDCP provider near you, who can assist with billing and submitting claims so you can focus on treatment.
Some Tips for CDCP Patients
Schedule dental checkups and cleanings every six months.
Get cost estimates before undergoing major procedures.
Make sure all your tax filings are up to date.
Bring your CDCP details to your appointment to help ensure smooth billing.
Why Choose Northland Dental Choice
At Northland Dental Choice, we make using the Canadian Dental Care Plan in NW Calgary simple and stress-free by:
Verifying your CDCP eligibility before your appointment
Handling billing directly with Sun Life
Submitting preauthorizations for major treatments
Providing clear cost estimates so there are no surprises
If you are looking for a CDCP provider near you who understands the program and supports patients every step of the way, call Northland Dental Choice today or book online.
FAQ
Who can apply for CDCP?
Individuals without private dental insurance who meet eligibility requirements — including being a Canadian resident for tax purposes, filing their latest tax return, and having an adjusted family net income under CAD $90,000 — may apply.
Does CDCP cover seniors?
Yes. CDCP coverage includes seniors, with the level of coverage depending on household income.
Are dentures and crowns included?
Yes, when medically necessary and approved under the plan. Some treatments may require preauthorization.
Can I use CDCP if I already have insurance?
No. CDCP is intended for people without private dental coverage.
Where can I find a CDCP provider?
You can visit Northland Dental Choice, a trusted CDCP provider near you.